The marginal cost of lending rate is the lowest lending rate. No bank is allowed to make a loan interest rate offer below this. Depending on how long it will take to repay the loan, banks internally decide interest rates. The tenure offered is usually overnight, one month, three month, six months, 1 year and 3 years.
Punjab National Bank Home Loans Turn your dream of owning a home into reality with PNB Bank Home Loans. Whether you are buying an apartment, constructing a house or renovating your home, we have the right Home Loan for you. Apply online for your PNB Bank Loan today! PNB Max-Saver ā Housing Finance Scheme for PublicLoans/overdrafts in rupees can be availed by NRI depositors or 3rd party against the security of term deposits. However, loans in foreign currency against NRE term deposits in India can be availed through our correspondent Banks. Interest earned NRE accounts is exempt from Income Tax. Facility for automatic renewal of deposits on maturity.
4 days ago Ā· EMI which will fully amortize the remaining outstanding in the housing loan account within the remaining period. Introducing PNB Gen-Next Housing Finance Scheme for the public. Experience innovative home financing solutions, competitive interest rates, and a hassle-free application process. Secure your future home today.
PNB Overdraft Rate Of Interest. Customer. Interest Rate. General Public. 0.75% above the interest rate allowed on deposit. For Staff & Ex-Staff. Advance up to Rs. 10 lakhs: At par with interest on the deposit. For Staff & Ex-Staff. Advance above Rs. 10 lakhs: 1% above the interest rate allowed on deposit.